Thursday, September 3, 2009
Best wishes for a safe and satisfying Labor Day Weekend!
Your Castle Real Estate
Friday, August 14, 2009
*Pasco Santana, called the PLATTE RIVER HERMIT took residence in a cardboard house near the Sixteenth Street viaduct. With his "Back to Nature" attitude he chose this location, feeling the city dwellers were the ones missing out. "The river is my best friend, even tho it doesn't say anything and just keeps rolling along" (The neighborhood would be too crowded for Mr. Santana's liking today, even among the cardboard crowd.)
*500 SALESMEN ATTEND MEETING- Sponsored by the market development committee of the Chamber of Commerce in an effort to acquaint Denver wholesale and manufacturing firms of their "Buy-it-in this-Market" program. (Just like mama said, everything comes in style again).
*JONES OPPOSES PLAN FOR JOB RELIEF- Senator Attacks Proposal of Direct Federal Aid to Feed Needy.
*POPE APPEALS FOR UNIFICATION OF CHRISTIANS- Seeks United Front for Fight Against Unbelief and Immorality.
*BATTLE IS OPENED ON SULLIVAN LAW- A bitter attack on the recent amendment to the Sullivan law requiring all persons carrying a revolver to be fingerprinted and photographed. The National Riffle Association went on record as favoring a repeal of the Sullivan law.
*DECLINE REPORTED IN FARM MORTGAGES
*FARM WASTES TOTAL 250 MILLION TONS...and so it goes.
Business meetings, battles over government funding of social programs, religions striving to reconcile, gun control, mortgage declines. A lot has changed in America, but this makes me wonder if we're really just swimming in circles. For the readers of these pages in 1931 times were really, really tough. World War I had shown the atrocities of which modern man is capable, the economy was in the toilet, confidence in our government was shaky at best. But somehow, though those years and all that followed we have prevailed. We've taken small steps forward and "giant leaps for mankind", getting better every day. If you don't retain your sense of reason and a bit of the Pollyanna perspective, it certainly never will.
Today the Stock Market is up and the housing market is showing signs of return. Denver is rated #3 among the nation's best cities to work and Gov. Ritter announced that REpower USA was relocating their headquarters from Oregon reinforcing Denver's growth as an epicenter of renewable energy. Interest rates are low and banks are still lending to qualified buyers, there's an $8000 tax credit for first-time buyers and down payment assistance programs have revamped and restarted. But many of us are still struggling. For those experiencing job loss, soaring medical bills, upside down mortgages of a pending foreclosure, the Pollyanna attitude is surely put to the test. Focus on the good in your life, get yourself back on good footing, call in help if you need it.
Today's headlines are experienced differently by each of us. Whether you're feeling like you're headed for the cardboard box by the river, or you're looking for a home overlooking it, as a real estate consultant I can guide you through these changing times. For however the economic moment is treating you... this too shall pass.
Tuesday, August 4, 2009
Creative people are the driving force behind the economy. Learn more about how you can turn your creative talents into a profitable lifestyle. Call me.
Sunday, June 28, 2009
So much relies on our perspective. Fears can paralyze or propel. As we gaze into that seemingly endless void, there can be a shift in our vision, like those optical illusions we stared at during art class; where once we saw and ocean, now we only see a puddle. It is an internal shift of focus and never will this be more critical than in time of fear or crisis. Is that vast body of water something we draw from to sustain us, or do we use it to create a barrier? Does what we believe protects us also keep us from possession of our castle?
What would it take for you to shift focus?
I am certain the young man I left at the airport has had a change of perspective in the past 24 hours, will go through many more as the week goes on, and so will I.
The moat will become a well…
Friday, June 19, 2009
In the midst of all of that, Tracy Shaffer brings a confident, professional and calm approach to your real estate transaction. She is well informed about the current market, realistic, and a good listener when it comes to the seller's needs. Best of all, Tracy Shaffer knows how to market the property "FOR SALE" and get that message out to a huge buyer pool. (Even in this market, we had multiple offers!) So be smart. I think Tracy Shaffer is a GREAT choice for a Realtor to sell your property and given the opportunity, she can take you from "For Sale" to "SOLD".
West Washington Park
Tuesday, June 16, 2009
We’re put here on this earth and we make of it what we will, learning to love and be loved, to take care of ourselves and of others, to share our experiences. Creativity, life’s work, spiritual beliefs, all of these is the soul’s expression of the human experience. So is a house.
The value of a home is not measured by your neighbor’s foreclosure or the appreciation gained by the new Whole Foods down the block. When you buy a home, you’re claiming your place on the planet. It is your shelter, but it’s also where it’s safe to be yourself. It’s where you put your stuff. You’ll cook your meals here, share them with friends. Or you’ll eat in solitude, a whole pint of Hagen Daz, knowing your very own private slice of earth. Your home holds your dreams and it holds your tears.
I wonder about those who live in boxes and under bridges, where do they put their dreams? Perhaps they’re left with just a box of sorrows.
The time to sell is not dictated by the media, it’s driven by needs, by desires that push you further down the river. When the day comes, something’s happened: you’ve outgrown what the bricks can hold.
Sellers transfer the deed, hoping the buyer will take care of their place on earth. Sometimes when we move to “something better”, we take the time to see how good where we are has been.
I have a friend who sees his home as a liability rather than an asset; thinks his money would be better spent on stocks. I think it’s because there is no dream within those walls and he knows it. Like a nomad, whose happiness is always on the horizon, a box without a dream is just a box.
Sunday, June 14, 2009
It was the night of the summer solstice, a total eclipse of the full moon the night my mother died. As they wheeled her calmly to intensive care, she was scribbling notes on a yellow pad, things to be said that the ventilator would not allow.
“I found a picture for you Mama in an antique store.” I said, trying to cheer her in her naked state. “It’s a picture of Jesus and Mary.”
Grabbing her pad she writes, "Is it autographed?”
“No, but it will be.” I think to myself and I know reads my thought.
That was the last I heard from her, her final missive.
A shadow creeps over the moon as her trinity gathers around her.
We are laughing and telling funny stories while she floats in her semi-coma, saying good by to a world she’d grown so fond of. My brother asks if she can hear us and she squeezes his hand. Three times this query; three times this response.
Then her systems start to shut down, one by one. She doesn’t smell of lilies but of honeysuckle, the sweet and sickly fragrance of summer nights and death.
One celestial body now completely obscures the other.
I walk out into the darkness to gaze at the mystical moon and smoke.
I light chains of cigarettes and Hail Mary’s, watch my prayers and smoke rise up, as soon my mother will. Tears fall like heavy water from my eyes, I understand her TV tears from many years ago and what she meant about her moment for this was mine. I wait for the slow-motion sword of sorrow to pierce my heart and make it bleed. I think of Mary, the Mother of God, and ask for a moment of her time to thank her for the life of my mother, Mother of my life. I pray that she will guide her journey home and ask for her grace to guide me. I give her back.
A sliver of light creeps out from the moon.
Crushing out the embers of my final cigarette--- it is time.
The staff is hesitant to let us all in, "Only two at a time, those are the rules.”
But we are the children of Leni and there are no rules. Three souls came through her into this life, three will see her safely out.
Soft sound of heart monitor.
My brother takes her right hand; my sister takes the left.
I cradle the halo of her head and I whisper in her ear---
Deep into her soul as she has done so many times to mine.
Our Lady speaks along with her, quietly audible.
"It's okay, Pinky, all will be well.
Flatline. Silence. Beat. Lights shift.
I see my mother’s hands in the veins of my own; hear her blood, coursing through them.
I know she is my backbone with her ever-present echo.
Shoulders back, stomach in, head up straight.
I slip off the jacket from an old 33. It starts with a rumba, and we dance.
And all is well. All is very well.
Wednesday, June 10, 2009
Everyone talks about the real estate market and how it’s changed. Well of course it’s changed, that is the constant, just like in life. In fact, for most home buyers and sellers the decision is driven by change: the first home changes us from a state of renting life to owning one. We “move up” as we create partnerships or to welcome the baby, reduce, downsize, divorce, change jobs. Very few people in the real estate market are purely looking for more closet space; they are enacting change in their lives. I see the real estate transaction as a moment of human transition, with all the emotions, excitement and nerves that go with the territory.
My clients who buy and sell as a business are more financially engaged than emotionally, but they are active in creating financial gain, putting more change in their pockets.
Today’s market is in a state of accelerated transition and much like politics, it works better for some than for others. There will never be a better time to buy a home in our lifetime with prices reduced, interest rates historically low and so many homes to choose from. Change is never easy, but it always brings growth and usually a multitude of blessings. The question is, are you ready to make these circumstances work for you?
Sunday, May 31, 2009
Coring apples, I contemplate what these 30 days have given me. Peeling away the skins, I leave behind what is no longer needed. Thin slices of joy and heartache, I toss them in a bowl with sugar and lemon juice and wonder who might receive this simple gesture. Who do I know that needs a bit of kindness or a nice surprise? Who’s shown up and left my life a little sweeter? This process makes me calm and smiley.
The recipe I know by heart, but the spices change a bit with every person, every pie. I roll out the dough and press it into the waiting pan, an empty space to be filled. I fill the raw and waiting crust with the gooey mixture, topping it with pats of butter. As I lay the top crust over the mound of glistening fruit and pinch the edges together, all the love I have is sealed inside; the penance of Eve. I run a paring knife across the arch to gently slit the skin and brush on heavy cream. Then into the oven goes the Pie of Love and I wait for the smell of cinnamon, cardamom, and lemony apples to fill my home and bring the memory of my brother’s face. One of the few things he asked of me while he was on this earth was, “Hey Trace, when are you gonna make me one of your pies?” Now. Now I bake your favorite dish with all the love I can, and I deliver it to grateful friends, to family and neighbors, to lovers…haven’t given one to a stranger yet, perhaps because I want the pie tin back, but I probably should.
July will be my final pie, at least my final apple pie, as the year of grief comes to a close. But I might make pecan, I make a wicked chocolate pecan.
Thanks, Steve, for showing me so much about the simplicity of love. As you would say “It’s been a slice”.
Friday, May 15, 2009
Like so many others, a 180° turn: full-time actress/director/playwright & part-time Realtor® to the total opposite. and the real estate market was flipping right along side me in a synchronized (sink-or) swim. Raising two sons solo, I struggled with balance— three schedules, the mess to clean up and my sense of artistic and spiritual equilibrium. Yet in the space of radical change there is always a moment of clarity, where truth and possibility exist in equal measure.
Always been a fiercely independent woman; made my own money, strong of opinion, highly capable, blah, blah, blah. With all the inherent complexities of gender differences, I’ve always adored men. Hey, some of my best friends are…men, but I never knew I’d depended on so many of them to be and do so many things. It was only in the quiet of my overly hectic life that I discovered the peaceful ways my life had changed without one, constantly at hand or under foot.
I heard it when my friend, Jim, and I loaded kids, axe and rope into the Jeep and drove to the mountains to cut down our Christmas trees. We set off in different directions, Jim with a chainsaw, I with a handsaw, in search of the season’s perfect symbol.I was feeling pretty bad ass at the end of the day, proud of my tree and my Paul Bunyan skills and as we were tying our beautiful evergreens to the roof of his car, I heard it coming from my mouth: that tone. As we tossed the twine back and forth across the trees and the roof rack Jim and I were talking to each other with a sound I remembered like a school bell from my childhood; familiar but no longer a part of my life. That tone which carries the implied idiocy that comes when people have been together for a long time. Jim has been married to my dear friend Mary as long as I had been married to X, though theirs is a delightful partnership. I stopped myself and didn’t say a word the whole way home as I contemplated how far I’d come, how far I had to go. But that tone… it was so… strangled, I swore I never wanted to hear it in myself again. I would have to let go of all expectations, to unlearn in order to be open once more.
Human beings are in a state of constant change, some are quite profound. Occasionally a simple state of flux is turned into a drama when a simple bitch would do, but these are not big things. Big things are the things that rock us to the core and break us open. They ring in our ears, silence us and demand that we change. They bring us completely into the present, willing to surrender the heart once again. There is no other choice.
Oh, and X? He eventually regained consciousness and is off climbing mountains.
And so am I.
Friday, April 24, 2009
There are always leaders and followers, those who take the leap first. We in the real estate industry, and the economic recovery itself, are being lead by a wave of first time home buyers who are critical in the jump start of our market. And with those firsts comes a wave that benefits all price points.
When first time home buyers purchase entry level homes, the entry-level homeowners are able to sell and move-up to mid-level homes, while those sellers sell and ultimately purchase homes in higher priced or luxury arenas. It’s a kind of "trickle up" process that could catapult our market to rebound.
Let's look at the good news from the National Association of Realtors and the numbers of existing home sales for March: Nationally, prices rose from February to March by 4.2 percent which is much higher than the typical 1.8 percent seasonal increase between those two months.
Housing inventory at the end of March fell 1.6 percent to 3.74 million existing homes available for sale which represents a 9.8 month supply at the current sales pace.
The share of lower priced home sales have trended up, indicating a return of many first-time buyers. Sales in the upper price ranges remain stalled but there are two reasons for this. First, jumbo loans still are difficult to obtain right now—though that may change in the second and third quarters thanks to the government’s work to restore this—and second, now that first time home buyers are once again entering the market.
Another interesting note, the Mortgage Bankers Association this week released its Weekly Mortgage Applications Survey for the week ending April 17. The index showed an increase of 5.3 percent from the previous week and that was a 76.9 percent increase compared with the same week a year ago. Yes, 76.9, that’s not a typo.
Whatever you think about what our government is doing to revive our economy, it seems some of the early work like the first time home buyer tax credit is working. Earlier this week Inman News reported that the preliminary numbers from the IRS suggest 1.4 million taxpayers will claim the federal first-time home buyer tax credit on their 2008 tax returns, meaning the program is likely to meet or exceed the 2 million target set by lawmakers before it ends November 30, 2009.
Finally and I think this is probably most notable, the Wall Street Journal reported this week that prices have fallen back into line with what the typical household can afford to pay in most of the U.S. The report showed that home prices are dubbed “fairly” valued in 202 of the 330 markets studied. That means the average price level is within a band 14% above or below the historical norm. Twenty-one markets are “overvalued” or between 14% and 34% above the norm. And 106 markets are considered “undervalued” or more than 14% below the norm. Take a look at this graph which showcases where we were in the early part of the decade as compared to today:
Wondering how the drop in property value a positive thing? Though the ride was nice in the big real estate boom of the early 2000s, we couldn’t sustain those types of record appreciation levels without eliminating certain consumer niches, including first time home buyers. Now that levels are back within range, the first time home buyers are able to reenter the market.
It’s just a matter of time before we weed through the remaining banked owned inventory and we should begin to see prices stabilize. Once we see that, the remaining areas of the market should begin to see an upswing, too.
First steps are memorable. Is it time for you to take one?
Wednesday, April 15, 2009
I say I wish I had more time to spend with my kids... but if it doesn't contain engagement, it is merely a measure of moments in shared space while trying to 'manage' time; usually in the car, on the phone, transporting, with thoughts elsewhere. Is that what I want? What I really want is for them to see me, to give me a glimmer of who they are and perhaps move the molecules of who they will become.
In art school I was taught to look, to see, to run it through my soul and let that come out on paper. Tracing paper allows one to lay something transparent over that which is real and with a number 2 pencil re-create it with some measure of accuracy. I think that's what we do with good intention to time.
As a REALTOR I'm asked about "time to buy, time to sell". And the answer is always maybe. Depending on your needs, but especially upon your perception. Those who've been able to see time clearly are the ones who recognize a moment. They buy. These 'time managers' see appreciation and beauty where others see danger; investing of themselves, their time and their hard earned money in neighborhoods which become the jewels of the city. These are the artists. Creative ones who live life in a moment, tracing time. Engaged.